Monday, May 17, 2010

Air Force Spouse...will they do my dental repair for free?

I have heard of them helping spouses with other health problems, so i was wondering if they help us out with dental damage (non-cosmetic) and pay for it. If yes, how does one go about getting this?

Air Force Spouse...will they do my dental repair for free?
Your husband has to have you signed-up for the dental plan. It is a monthly fee that comes directly out of his pay, so he will know if he signed you up or not. The plan comes under United Concordia. You should also have a card, just like you do for Tricare.





Once you know for sure that you have it, you are required to go to an in-program dentist. You can call them to find one or look on the Web site. There is a deductable you have to meet for fillings and such, but all cleanings and most preventative dental work is free.





There number is 1-800-866-8499.





The Web link is www.TRICAREdentalprogram.com





Good luck!
Reply:Depending on what needs to get done depends on the amount you will pay. general routine care is covered 100% (filings, cleaning) for my root canals it was 70/30 I paid the 30%. There is also a benefit cap.





That is if your hubby is signed up for it. For family plan its about 27 a month right now i believe
Reply:It would depend on where you are stationed. If you are stateside, then you will need to have your spouse sign up for the dental plan. It is about $27.00 per month. Once you have that in order, you can use a preferred dentist within the plan. There is a deductible that you will have to pay though. It was 70/30...we pay 30% and there is a benefit cap. Some services, like cleaning for the kids, did not require the deductible.





If you are overseas, you should be able to have the work done at a MTF for free without deductibles or percentages. Dependents here go in for a "sick-call exam", it usually takes about 3 hours to be seen, and the dentist will check you out and let you know what NEEDS to be done. After that, you will get an appointment for the actual work. Right now, our dental clinic is not doing any work on dependents (excludes children) because of the soldier need.





So either place you live, you can get some of the stuff taken care of! Just get started on getting you paperwork filled out!
Reply:Dental injuries that are caused by trauma, such as a car accident are considered as medical care. First, check with the local hospital and see if they have an ORAL SURGEON. (He is a dentist but has a lot more training and can do much bigger procedures.) If yes, then talk to your primary care provider and see if can give you a referral to the Oral Surgeon. When the Oral Surgeon gets the referral, his department will decide if they can do you according to the rules AND if he wants to do you.





Other alternatives to check:





See if there is a Oral Surgery residency program in the area, they may be willing to do you are a reduced fee if you have something really interesting.





How did you get the damage? If it is someone else's fault, you might have your insurance company talk to their insurance company about the injury. Lawsuit may help.





And by all means, get on the dental plan. If you are not on it, your kids probably are not either and lack of dental care for kids is a sign of poor parenting and neglect.
Reply:I assume that you, too, have Tricare(I am also an Air Force Spouse). As far as I know, we gotta pay. You can call Tricare and ask. Good luck!
Reply:If you are overseas, such as Germany, you can go to the base dental clinic and not pay for it.





If you have the dental plan in the US, such as Concordia Dental, you will still end up paying a decent amount. I had the insurance and still ended up paying a small fortune for my wife's root canal.
Reply:NO. You need to pay for family dental care in the military and you will have to first be signed up for the program on your husbands pay, then you need to go to a civilian doctor for your treatment. Then anything the Tricare Dental does not cover you will have to pay out of pocket. We paid $1700 for dental work last year with Tricare Dental coverage.
Reply:no. dental insuarncerrequires a monthly fee and a co pay.. up to 50% depending on the procedure.





if it is non cosmetic and was the result of injury, you MIGHT be able to get TRICARE to cover it.. but I have heard that it very tough to get them to do that.


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